South African buy now, pay later (BNPL) startup PayJustNow has partnered with The Foschini Group (TFG), enabling customers to split purchases into three interest-free installments at the till, with extended terms of up to twelve months available as an interest-bearing option where applicable.
Founded in 2019 by Craig Newborn, Greg van der Riet and Mark McChlery, PayJustNow was the first to pioneer a BNPL payment solution catering to the South African market.
The startup’s flexible retail payment options now serve an audience of over 3.5 million customers and 3,000 directly integrated merchants. PayJustNow is backed by fintech giant Weaver Fintech, and incorporated into its ecosystem of digital financial services, embedded finance, and payments.
The rollout with TFG spans more than 20 brands and over 3,500 stores nationwide, giving customers access to flexible payment options across some of South Africa’s most loved retail brands, from fashion and luxury jewellery to home essentials.
“Consumers are under real pressure,” says Dean Hyde, chief operating officer at PayJustNow. “We are seeing people become far more deliberate about where and how they spend. Flexible installments are not about spending more. Instead, they are about aligning payments with income cycles so that essential and planned purchases remain manageable.”
TFG’s portfolio includes some of South Africa’s most recognisable retail brands, including Foschini, Markham, Fabiani, JD Sports, American Swiss, Sterns, Sportscene, Total Sports, Jet, G-Star Raw, Exact, The Fix, Hi, and @home. By integrating PayJustNow at the till, customers can access structured, interest-free instalments at the point of purchase, expanding the range of payment choices available across TFG’s brands.
